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It seems as though everyone is concerned about their diets; what they eat, why they shouldn’t eat other foods, and what full nutrition really is. It is not surprising really as statistics show that inactivity and unhealthy eating contribute to over 300,000 deaths every year in the United States. The high saturated fat, sugar, sodium and low in fruits, veggies, calcium and fiber diets are very unhealthy and increase risks of several diseases. The body therefore requires a diet rich in fruits, vegetables, calcium, whole gains and fiber. Read on and discover more on the importance of proper nutrition for a healthy lifestyle.1. Muscle-tissue building and maintenance
Having full nutrition is vital in helping foster the growth of body lean muscle tissues and helps in its maintenance. The body’s muscle mass is such an incredibly energy-demanding tissue, meaning that, the more you have, the higher the body’s metabolism. There is no better way of weight management than body muscle mass building as far as a healthy weight is concerned. Proper nutrition allows you all this, and in addition, if you succeed in building more body muscles and maintain your weight, you will be in a position to avoid all other sorts of diseases related to obesity.2. Reduced Health Risks associated with diets
Proper full nutrition means a balanced-diet that includes a variety of healthy foods. Researchers have gone ahead and provided suggestions and guides to the best foods; “food pyramid” that entails grains, cheese, meat, vegetables, grains, fruits, oils and beans that provide all nutrients and vitamins the body requires. These should however be taken at appropriate and equal amounts from each of the food-group every day. With the right diet that provides good nutrition therefore, you can reduce the risks of certain health problems. Such health issues include high blood pressure, high body cholesterol, type 2-diabetes, heart disease, several types of cancer and stroke among other problems that are associated with improper nutrition.3. Enhances Your Immune System
A full nutrition diet helps in enhancing your immune system and this prevents you from frequent short illnesses. Every day, you come across a number of stressors, from your work place, to exercise-stress to financial stress, all these take a toll on the immune system of your body. Through feeding your body’s immune system with high quality nutrients you will definitely ensure that it stays strong and makes you feel much better every day. Veggies and fruits are especially very vital for your immune system health, be sure therefore to load-up these in your diet.4. Little Helpers of the body
Adequate full nutrition acts as helpers of the body. The body requires minerals and vitamins but in small quantities only. These function as co-enzymes meaning that they help a lot with chemical reactions. For instance, Vitamin B complex is important in burning carbohydrates; the body’s source of energy. Vitamin A is needed for good vision and Vitamin C helps to keep connective body tissues strong and the immune system functioning. Minerals such as Zinc contribute to metabolic processes. Healthy balanced diets provide the body with lots of minerals and vitamins, therefore, your diet should have adequate quantities of these body helpers.5. Manage Weight
Good nutrition is paramount in body weight management. While the quality of foods in your diet is important, the quantity matters also. To avoid weight gain, or to shed off some pounds, then choose the kind of foods that is low in fats, especially saturated fat. According to nutrition specialists, one extra gram of fat adds about 9calories to your food diet. Choosing low fat meats veggies and fruits keep the calories count down in the body. You can even reduce calories further in the body by limiting yourself to less drinks and snacks as well that are loaded with lots of sugar.6. Improve general health
Apart from lowering your vulnerability to several serious medical problems, maintaining full nutrition has a lot of other health benefits. Nutrition specialists explain that one has more energy and is able to delay aging effects and maintains a healthy skin by having proper nutrition. In addition to this, other benefits include healthy teeth and disease resistance.Giving your body full nutrition is a vital element in leading a healthy lifestyle and its importance is unquestionable. In fact, nutritionists agree that the formula for a healthy and fit body is; 10% exercise, 10%genetics and 80% nutrition. You cannot control the genetics, but you surely can control the 90%.

There are several potential financing options available to cash-strapped businesses that need a healthy dose of working capital. A bank loan or line of credit is often the first option that owners think of – and for businesses that qualify, this may be the best option.

In today’s uncertain business, economic and regulatory environment, qualifying for a bank loan can be difficult – especially for start-up companies and those that have experienced any type of financial difficulty. Sometimes, owners of businesses that don’t qualify for a bank loan decide that seeking venture capital or bringing on equity investors are other viable options.

But are they really? While there are some potential benefits to bringing venture capital and so-called “angel” investors into your business, there are drawbacks as well. Unfortunately, owners sometimes don’t think about these drawbacks until the ink has dried on a contract with a venture capitalist or angel investor – and it’s too late to back out of the deal.

Different Types of Financing

One problem with bringing in equity investors to help provide a working capital boost is that working capital and equity are really two different types of financing.

Working capital – or the money that is used to pay business expenses incurred during the time lag until cash from sales (or accounts receivable) is collected – is short-term in nature, so it should be financed via a short-term financing tool. Equity, however, should generally be used to finance rapid growth, business expansion, acquisitions or the purchase of long-term assets, which are defined as assets that are repaid over more than one 12-month business cycle.

But the biggest drawback to bringing equity investors into your business is a potential loss of control. When you sell equity (or shares) in your business to venture capitalists or angels, you are giving up a percentage of ownership in your business, and you may be doing so at an inopportune time. With this dilution of ownership most often comes a loss of control over some or all of the most important business decisions that must be made.

Sometimes, owners are enticed to sell equity by the fact that there is little (if any) out-of-pocket expense. Unlike debt financing, you don’t usually pay interest with equity financing. The equity investor gains its return via the ownership stake gained in your business. But the long-term “cost” of selling equity is always much higher than the short-term cost of debt, in terms of both actual cash cost as well as soft costs like the loss of control and stewardship of your company and the potential future value of the ownership shares that are sold.

Alternative Financing Solutions

But what if your business needs working capital and you don’t qualify for a bank loan or line of credit? Alternative financing solutions are often appropriate for injecting working capital into businesses in this situation. Three of the most common types of alternative financing used by such businesses are:

1. Full-Service Factoring – Businesses sell outstanding accounts receivable on an ongoing basis to a commercial finance (or factoring) company at a discount. The factoring company then manages the receivable until it is paid. Factoring is a well-established and accepted method of temporary alternative finance that is especially well-suited for rapidly growing companies and those with customer concentrations.

2. Accounts Receivable (A/R) Financing – A/R financing is an ideal solution for companies that are not yet bankable but have a stable financial condition and a more diverse customer base. Here, the business provides details on all accounts receivable and pledges those assets as collateral. The proceeds of those receivables are sent to a lockbox while the finance company calculates a borrowing base to determine the amount the company can borrow. When the borrower needs money, it makes an advance request and the finance company advances money using a percentage of the accounts receivable.

3. Asset-Based Lending (ABL) – This is a credit facility secured by all of a company’s assets, which may include A/R, equipment and inventory. Unlike with factoring, the business continues to manage and collect its own receivables and submits collateral reports on an ongoing basis to the finance company, which will review and periodically audit the reports.

In addition to providing working capital and enabling owners to maintain business control, alternative financing may provide other benefits as well:

It’s easy to determine the exact cost of financing and obtain an increase.
Professional collateral management can be included depending on the facility type and the lender.
Real-time, online interactive reporting is often available.
It may provide the business with access to more capital.
It’s flexible – financing ebbs and flows with the business’ needs.
It’s important to note that there are some circumstances in which equity is a viable and attractive financing solution. This is especially true in cases of business expansion and acquisition and new product launches – these are capital needs that are not generally well suited to debt financing. However, equity is not usually the appropriate financing solution to solve a working capital problem or help plug a cash-flow gap.

A Precious Commodity

Remember that business equity is a precious commodity that should only be considered under the right circumstances and at the right time. When equity financing is sought, ideally this should be done at a time when the company has good growth prospects and a significant cash need for this growth. Ideally, majority ownership (and thus, absolute control) should remain with the company founder(s).

Alternative financing solutions like factoring, A/R financing and ABL can provide the working capital boost many cash-strapped businesses that don’t qualify for bank financing need – without diluting ownership and possibly giving up business control at an inopportune time for the owner. If and when these companies become bankable later, it’s often an easy transition to a traditional bank line of credit. Your banker may be able to refer you to a commercial finance company that can offer the right type of alternative financing solution for your particular situation.

Taking the time to understand all the different financing options available to your business, and the pros and cons of each, is the best way to make sure you choose the best option for your business. The use of alternative financing can help your company grow without diluting your ownership. After all, it’s your business – shouldn’t you keep as much of it as possible?